Retire in Mexico: A Federal Retiree's Guide

Thinking about retiring in Mexico on your federal pension? What most videos won't tell you: your visa, FEHB, Medicare decision, and OPM annuity are four separate systems — and assuming one takes care of another is the mistake that costs federal retirees real money.

I retired from federal service, survived a 327-day OPM wait, and I'm planning my own move abroad. This is the guide I wish someone had handed me — written for FERS and CSRS retirees, not generic expats.

Inside:

✅ Mexico's residency routes — including the income-threshold jumps that outdated advice misses

✅ What FEHB actually covers overseas — and what to ask your plan in writing

✅ Why Medicare mostly stays home — and the border-proximity option other countries can't offer

✅ Getting your OPM annuity paid reliably abroad

✅ Taxes: what follows you abroad

✅ Where to live — matched to healthcare access, not Instagram

✅ Pre-departure checklists

✅ Official source links to verify everything yourself

Every figure reviewed against official sources — July 2026.

Educational purposes only — not imR